1. Set a budget. Set a budget and stick to it. The last thing anyone needs is to max out the credit cards and spend the next 6 months paying them off. You end up paying more money on the items because on interest on the cards. We all have impulse buys, but keep your budget in mind.
2. Make a list. Make a list and check it twice. Get a head start on the items you are shopping for. Compare those items on sale at other retailers to compare prices.
3. Shop online. Shop online at stores like shop-4me.com This is a great way to beat the shopping frenzy. It is also the best way to social distance during flu season. Online shopping is time saving, gas saving, and in most cases cheaper.
4. Use cards that offer cash back and low interest. Stick to your budget and pay the cards down asap. This will save you on interest.
5. Take advantage of the season. This is a great time of the year to purchase some of the more expensive appliances in your home. Appliances like washer and dryers, refrigerators, stoves, and water heaters.
6. Be first in line. This is the best chance you have to get that deal you want in the store before supplies run out.
7. Team shopping is another great way to get the deals you want. Take your list and compare with your team shoppers and divide and conquer. Each person heading to different locations in the store and grabbing all items each person wants from that department or store.
8. DO NOT FIGHT OVER SALES ITEMS. Jail and Christmas don’t go very well together.
9. Cyber Monday. Remember if you don’t get all your shopping done on black Friday there is still cyber Monday.
10. BE SAFE. Park in areas that have plenty of light .Put all gifts in the trunk along with your purse. Out of site out of mind. Take someone with you there is safety in numbers.
